Education
NSS Direct Loan | Steps to register & apply for quick loan

Every year, thousands of graduates are posted to various sectors as service personnel and these Service personnel are paid monthly allowances.
Sometimes delay in the payment of monthly allowance by the National Service Scheme can be financially draining and hectic.
What is NSS Loan?
NSS direct loan is a paperless, fast, easy, and convenient way by which National Service Personnel found within the subvented category can request for loans from Direct Savings and Loans Ltd.
Interestingly, applying for loans requires no processing fee, no penalty and no collateral from Service Persons. Personnel can apply anywhere at anytime and at their convenience.
NSS Direct Loan Shortcode
*396*1#
The above short code is the short code provided by the Direct Savings and Loans Ltd services for NSS and YEA Loan Application. The Short code guides a new registrant through the process of applying for loan.
Interest rate
The interest rate for the NSS Direct Loan is 6.5% Per month.
Requirement
You have to be a newly posted National service Personnel
You have to be Registered and Validated National service Person
You have to be a National service personnel found within the Subvented category. That is, a service personnel found in the public sector.
Steps to register & apply for quick loan
1. Dial *396*1# to apply now
Personnel are to dial *396*1# to apply for loan from Direct Savings and Loans Ltd
2. A popup message appears, select NSS
Personnel are to select NSS from the popup menu.
3. Enter NSS number
Personnel is required at this stage to enter their NSS number to continue (Example NSSGCC1854964). Entering the NSS Number displays your NSS information such as
Full name
Date of Birth
NSS Number
E-zwich Number.
4. A pop up appears with your NSS information
Click on 1 to accept to get your loan. Personnel are to note that the loan amount reduces every month.
5. Receive PIN via SMS
After accepting to receive loan, a PIN will be sent to you via SMS, then you redial the Short code *396*1# to continue
6. Verification of sent PIN
After redialing the short code *396*1#, you will be requested to enter the four digits pin sent you via SMS for verification
7. Setup your personal PIN
After you have successfully entered the PIN, you will be prompted to setup your own PIN.
8. Dial *396*1# again
After performing all the procedures outlined above, dial *396*1# again and follow the steps below to request an NSS loan using the Direct Savings and Loans Ltd.
9. Choose request loan
Choose option 1 on your phone keyboard to request for loan from Direct Savings and Loans Ltd
10. Specify loan Purpose
At this stage, a personnel has to specify the purpose for loan request. Example: Education, Funeral, Medication, Personal.
11. Enter loan Amount
After Specifying loan Purpose, a pop message appears with a specified amount of money you are qualified to be given as loan. You can enter an amount that is between the specified amount.
12. Confirm your repayment plan
Select your Loan repayment (Number of months to pay back)
NB: Incase, you exit the process unknowingly, you can continue from where you left by entering *396*1#
Aside from applying through the code *396*1#, Personnel can also apply by Calling
0302743300
0577619776 – WhatsApp
How to repay NSS Direct Loan
The loan amount would automatically be deducted from one’s E-zwich by the National service Scheme on a monthly basis, plus interest.
Source: GESHub.org
Education
Teachers and nursing trainees allowances to be cancelled, Expert gives reasons

The implementation of students allowance has been a beneficiary and it support students learning in the country, according to a lot of research and thorough investigation made indicate that Nursing and Teacher Trainees Allowance will be cancelled in 2022 excluding feeding component, feeding component will still be released to the various colleges and institutions to prepare meal for the Trainees.
Government has made it clear to the public that the country is going through many difficulties in terms of financial issues due to this, the government find it difficult to pay Nurses and Teacher Trainees Allowance on time.
Government is considering to pay the remaining 2021 allowance debt which he is owning Nurses and Teacher Trainees in the year and this could be last payment of allowance to Trainees.
All Nurses and Teacher Trainees have bare witness that this academic year 2021 payment of allowance has been in installments as government always try to pay some part, this shows how difficulties the government find in the payment process of the allowance.
I know this information will be a disadvantage to Nurses and Teacher Trainees in the country but they need to be calm and hope for changes in the nearest future. This information is gathered according to my intensive investigation and predictive future of Students Allowance in 2022 as the country is suffering financially in dealing with the payment of Nursing and Teacher Trainees Allowance in 2021.
Thank you, but stay calm and hope for the best.
By Investigative Journalist: Ibrahim Ibn Abass Alonso, Sunyani Ghana.
[email protected]
Education
Face of Toende 2021, Contestants to be unveiled Today


Dream team events the hard-working organizers of the maiden edition of Face of Toende will be unveiling their beautiful contestants on Wednesday 20th October 2021 on all their social media platforms .
The people of Kusaug after seeing flyers of this event were very enthusiastic because it is an event that is to showcase the culture of Kusaug especially the Toende .
Below is a little information about this beautiful pageantry
It is organized by Dream team Event
It is the maiden edition,
It’s a beauty pageant that seek to educate, entertain and address certain negative societal issues and also outdoor the beautiful culture of Kusaug.
We are unveiling our 7 beautiful, Eloquent, intelligent, culture-inclined, and atticilulate contestants today at 12noon on all our social media pages
Facebook: Face of Toende
Instagram: Face of Toende
Facebook: Dream Team Event
These contestants are drawn from various communities in the Bawku West District(Toende speaking side of Kusaug)
The events is scheduled to take place sometime in December and promises to be an exciting site to behold with fireworks….
Tagline: Face of Toende – Our Culture, Our pride!
Education
7 Beautiful contestants unveiled for Face of Toende 2021

Dream team events the organizers of the maiden Edition of Face of Toende beauty Pageantry has officially unveiled seven beautiful young ladies for the reality show .
Below is the
It is organized by Dream team Event
This is the maiden edition
It’s a beauty pageant that seek to educate, entertain and address certain negative societal issues and also outdoor the beautiful culture of Kusaug. Below is an important information from the organizers
‘We are unveiling our 7 beautiful, Eloquent, intelligent, culture-inclined, and atticilulate contestants today at 12noon on all our social media pages
Facebook: Face of Toende
Instagram: Face of Toende
Facebook: Dream Team Event
These contestants are drawn from various communities in the Bawku West District(Toende speaking side of Kusaug)
The events is scheduled to take place sometime in December and promises to be an exciting site to behold with fireworks….’
Tagline: Face of Toende – Our Culture, Our pride!
Check the details of these beautiful ladies below







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